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Saving rates down again

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Sunderland Nut
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Re: Saving rates down again

Post by Sunderland Nut »

Steve30000 wrote: 02 May 2020, 12:24
Even before this virus was going about, I always used contact less anyway.
I see people use it but it looks a little slow to me.
When I get to the tills, my cash transaction is instant.


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Steve30000
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Re: Saving rates down again

Post by Steve30000 »

Sunderland Nut wrote: 03 May 2020, 10:57
Steve30000 wrote: 02 May 2020, 12:24
Even before this virus was going about, I always used contact less anyway.
I see people use it but it looks a little slow to me.
When I get to the tills, my cash transaction is instant.
I tap the machine with the card, 5 seconds later "beep".. Paid.

Out the door, done.. Can't get faster than that


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Sunderland Nut
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Re: Saving rates down again

Post by Sunderland Nut »

Steve30000 wrote: 03 May 2020, 10:59
I tap the machine with the card, 5 seconds later "beep".. Paid.

Out the door, done.. Can't get faster than that
Nah, nah, I watch this all the time and there's always a delay.
Cash is faster.


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Steve30000
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Re: Saving rates down again

Post by Steve30000 »

Sunderland Nut wrote: 03 May 2020, 11:24
Steve30000 wrote: 03 May 2020, 10:59
I tap the machine with the card, 5 seconds later "beep".. Paid.

Out the door, done.. Can't get faster than that
Nah, nah, I watch this all the time and there's always a delay.
Cash is faster.
By the the cashier has given Your cash back from the till , im walking out the shop,man :dance:


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Re: Saving rates down again

Post by Sunderland Nut »

Steve30000 wrote: 03 May 2020, 12:20
By the the cashier has given Your cash back from the till , im walking out the shop,man :dance:
No way.
I see this every time I go shopping.
Also with the correct change this is lightning fast.


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Re: Saving rates down again

Post by Steve30000 »

Sunderland Nut wrote: 08 May 2020, 15:00
Steve30000 wrote: 03 May 2020, 12:20
By the the cashier has given Your cash back from the till , im walking out the shop,man :dance:
No way.
I see this every time I go shopping.
Also with the correct change this is lightning fast.
Nothing is quicker than putting a card against a machine, it beeping, and walking away.

You don't have to hand money over, the person putting it in the till, giving you change back..

Plus its safer, I'd rather carry a card than cash


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Re: Saving rates down again

Post by Sunderland Nut »

Well, all I am saying is that in Aldi there is ALWAYS a delay in card transactions while my cash goes straight through.
I don't know about Tesco because I use the self-service tills there.


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Re: Saving rates down again

Post by Trish »

Nationwide's Instant ISA Saver Issue 18, remember this is an ISA, the interest rate is 0.01.

Invest £1,000 in here for a year and you will get back 10p after one year.
If you have £9,999 in this account you will get a staggering £1.00 for the same period.

It's been a long time since I looked at interest rates but these are shocking because years ago an ISA was worth having as you don't pay tax on the interest earned.

I think I will spend wisely instead :lolboard:


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Re: Saving rates down again

Post by Light Brigade »

Trish wrote: 13 May 2020, 15:01
Invest £1,000 in here for a year and you will get back 10p after one year.
:o :shock: :o :shock:

I would suggest putting it into a pension pot.


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Re: Saving rates down again

Post by Jenky »

Sunderland Nut wrote: 02 May 2020, 11:02
I am against a cashless society
Me too.


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